Recurly vs Stripe Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
| Recurly pricing | Stripe pricing | |
|---|---|---|
| Starts at | $249/mo | Custom |
| Number of plans | 5 | 2 |
| Free plan | — | — |
| Free trial | — | |
| Pricing model | hybrid | usage-based |
Price is one row. To weigh the features too, use our feature comparison template →
Starter
- Automated global subscription billing
- Flexible plans and pricing
- Static churn-prevention tools
- 1 Dunning campaign
- 10+ payment methods
- 20+ payment gateways
All-Access
Popular- AI-Powered agents, analytics, insights
- Intelligent churn-prevention tools
- Multiple dunning campaigns
- Advanced plans, pricing, promotions
- Payments orchestration across multiple gateways
- Custom reporting, additional analytics, and automated exports
- Additional payment methods including ACH, gateways, and communications languages
- Multicurrency
- Single sign-on
All-Access for Shopify
- Intelligent churn-prevention tools
- Customized bundles
- Subscribe and save
- Prepaid and gift subscriptions
- Hybrid subscription support
- Cancel-save flows and surveys
- Self-serve bulk updater
- Analytics and integrations
- Hosted subscriber portal with passwordless login
Engage
- AI powered propensity to churn model
- 1-click billing integration
- Personalized offers
- Cancel save, upsell, cross sell capabilities
- AB testing
- Granular segmentation
- Low code prompt builder
- Advanced analytics
- Robust integrations
RevRec
- Automated contract modifications
- SSP automation
- Rules-driven allocations
- Real-time revenue insights & forecasting
- Automated monthly close
- Unified workbench
- Multi-GAAP compliance
- Immutable audit trail
- Multi-everything support
Standard
Custom
Popular- IC+ pricing
- Volume discounts
- Multi-product discounts
- Country-specific rates
Recurly vs Stripe FAQ
- Which one is cheaper?
- One or both use custom pricing, so it depends on your specific needs.
- Can I use either one for free?
- Neither has a free plan. But Recurly offers a free trial.
- How do they charge?
- Different approach here. Recurly uses hybrid pricing, while Stripe goes with usage-based. That changes the math depending on your team size and usage.
- Which one is a better deal?
- Depends on what you need. Recurly: This sits mid-to-premium in the subscription billing space — cheaper to start than enterprise players like Zuora, but the revenue-share model plus custom enterprise pricing on All-Access signals they're chasing mid-market and up, not scrappy startups. They're not competing on sticker price; they're betting that companies with real billing complexity will pay for reliability over cost. Stripe: Stripe sits at the premium end of payment processors on a per-transaction basis, but wins on developer experience and breadth of tooling rather than being the cheapest swipe fee around. They're chasing technical teams and scaling startups who'll pay a bit more for reliable APIs and fewer integration headaches than legacy processors like Braintree or Authorize.net.
Still deciding? See the best Recurly alternatives or the best Stripe alternatives, ranked with verified pricing.
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