Braintree Pricing (2026)

Purely transaction-based — you pay a percentage cut on every payment processed, with no monthly floor or subscription fee. The value metric is volume: the more you process, the more you pay, but also the more leverage you have to negotiate better rates.

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Standard
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Charity
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Verified Aug 23, 2026 Official pricing page

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Standard

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  • Cards and third-party digital wallet transactions: For standard merchants — 2.89% + 0.29 USD
  • Pass-through American Express transaction — 0.15 USD
  • Presented in any non-USD currency — Additional 1%
  • Customer card issued outside of the United States — Additional 1%
  • Chargeback — 15.00 USD
  • PayPal transactions — PayPal Merchant Fees
  • Venmo transactions — 3.49% + 0.49 USD
  • ACH direct debit: Per transaction fee when processed via standard ACH network processing schedule (max 5.00 USD) — 0.75%
  • ACH direct debit: Per transaction fee when processed via same day ACH network processing window — 1.5% + 0.10 USD
  • ACH direct debit: Returned by banking network — 5.00 USD
  • ACH direct debit: Disputed by your customer as unauthorized — 5.00 USD

Charity

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  • Cards and third-party digital wallet transactions: For verified charitable 501(c)(3) organizations — 2.19% + 0.29 USD
  • Pass-through American Express transaction — 0.15 USD
  • Presented in any non-USD currency — Additional 1%
  • Customer card issued outside of the United States — Additional 1%
  • Chargeback — 15.00 USD
  • PayPal transactions — PayPal Merchant Fees
  • Venmo transactions — 3.49% + 0.49 USD
  • ACH direct debit: Per transaction fee when processed via standard ACH network processing schedule (max 5.00 USD) — 0.75%
  • ACH direct debit: Per transaction fee when processed via same day ACH network processing window — 1.5% + 0.10 USD
  • ACH direct debit: Returned by banking network — 5.00 USD
  • ACH direct debit: Disputed by your customer as unauthorized — 5.00 USD

Does Braintree have a free plan?

No. Braintree lists no free plan or trial on its pricing page. Pricing is custom; you'll need to talk to sales.

Want free? Adapty, Mollie, and Qonversion have free plans: see all Braintree alternatives →

AI Pricing Analysis

Pricing Model

Purely transaction-based — you pay a percentage cut on every payment processed, with no monthly floor or subscription fee. The value metric is volume: the more you process, the more you pay, but also the more leverage you have to negotiate better rates.

Tier Strategy

There's really only one tier in practice — custom pricing negotiated based on your business model and processing volume. The 'upgrade' trigger isn't a plan change, it's hitting enough volume that you can push back on rates and get interchange-plus or a flat-rate deal instead of standard pricing.

Competitive Positioning

Braintree targets mid-market to enterprise merchants who've outgrown Stripe's standard rates and want negotiated pricing without moving to a full acquiring bank relationship. They're not the cheapest, but the custom rate structure means high-volume businesses can potentially undercut what they'd pay on Stripe's published rates.

Growth Lever

Expansion revenue comes from add-on risk services — Chargeback Protection, Effortless Chargeback Protection, and Fraud Protection Lite all layer additional per-transaction fees on top of base rates. The real lock-in is that refunded transactions still cost you the original fee, which quietly increases effective cost as dispute rates rise and makes the chargeback protection upsell more compelling.

Want the strategist's read on the live page? Read the AI teardown of Braintree's pricing page →

Braintree Pricing FAQ

How much does Braintree cost?
Pricing is custom — you'll need to talk to their sales team for a quote.
Is there a free plan?
No free plan. You'll need to commit to a paid plan to get started.
Can I try it before paying?
Not at the moment. There's no free trial or free plan listed on their pricing page.
How does the pricing work?
Purely transaction-based — you pay a percentage cut on every payment processed, with no monthly floor or subscription fee. The value metric is volume: the more you process, the more you pay, but also the more leverage you have to negotiate better rates.
Which plan makes sense for me?
There's really only one tier in practice — custom pricing negotiated based on your business model and processing volume. The 'upgrade' trigger isn't a plan change, it's hitting enough volume that you can push back on rates and get interchange-plus or a flat-rate deal instead of standard pricing.

More Payments pricing

All Payments pricing →

Comparing Braintree to something specific? Try Braintree vs Adapty, Braintree vs Adyen, or Braintree vs Chargebee. Or see the best Braintree alternatives, ranked.

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