Payments Software Pricing (2026)
What 12 payments tools actually charge, taken from their own pricing pages and re-checked as they change. Cheapest first.
Pricing verified Aug 05, 2026
Prices here change. You'll hear about it.
Outmano watches pricing, features, roadmaps and reviews across your market, then sends one weekly brief: what changed, and what it means for you.
Payments pricing at a glance
| Product | Entry price | Plans | Free plan | Free trial |
|---|---|---|---|---|
| Mollie | $20/mo | 4 | Yes | No |
| Square | $49/mo | 4 | Yes | Yes |
| Superwall | $49/mo | 4 | Yes | No |
| Recurly | $249/mo | 5 | No | Yes |
| Chargebee | $7188/mo | 3 | Yes | No |
| Adapty | Custom | 4 | Yes | No |
| Braintree | Custom | 2 | No | No |
| GoCardless | Custom | 4 | No | No |
| Paddle | Custom | 2 | No | No |
| Qonversion | Custom | 4 | Yes | Yes |
| RevenueCat | Custom | 2 | Yes | No |
| Stripe | Custom | 2 | No | No |
Every payments tool we track, cheapest first
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Mollie
Effortless payments for Europe.
Mollie positions as the accessible, no-commitment option for European SMBs — not the cheapest on per-transaction rates, but the lowest barrier to entry with no monthly minimums. They're going after merchants who'd otherwise default to Stripe or PayPal but want a Europe-first provider with local payment method coverage.
Plans: Standard pricing $0/mo · Pay as you go $0/mo · Pro $20/mo · Volume pricing Contact Sales
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Square
Payments and POS for every business.
Square sits in the accessible middle — not as cheap as Stripe for pure online processing, not as enterprise-heavy as Adyen or Worldpay. They're clearly targeting SMBs and brick-and-mortar businesses who want an all-in-one POS ecosystem without a complex contract.
Plans: Square Free $0/mo · Square Plus $49/mo · Square Premium $149/mo · Square Pro Contact Sales
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Superwall
Paywall experimentation for apps.
They're undercutting traditional mobile subscription platforms (think RevenueCat) by making the infrastructure layer free and only charging on conversion outcomes — a bold move that lowers the barrier to try and positions them as the low-risk, performance-aligned option for indie and growth-stage mobile apps.
Plans: Indie $0/mo · Startup $49/mo · Scale $199/mo · Enterprise Contact Sales
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Recurly
Subscription management platform.
Recurly sits mid-to-premium in the subscription billing space — pricier than bare-bones billing tools like Chargebee's entry tier, but positioning itself as the safer, more enterprise-ready bet against Stripe Billing's DIY approach. They're clearly chasing mid-market to enterprise subscription businesses who want dedicated support baked into a revenue-share model, not scrappy startups counting every dollar.
Plans: Starter $249/mo · RevRec $850/mo · Engage $1600/mo · All-Access Contact Sales · All-Access for Shopify Contact Sales
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Chargebee
Subscription management and billing.
Chargebee sits mid-to-premium in the subscription billing space — cheaper to start than Zuora but pricier at scale than something like Paddle or a roll-your-own Stripe Billing setup once you're doing real volume. They're clearly hunting mid-market and growth-stage SaaS companies who've outgrown basic invoicing tools but aren't yet big enough to justify Zuora's enterprise machinery.
Plans: Starter $0/mo · Performance $7188/mo · Enterprise Contact Sales
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Adapty
Grow mobile subscription revenue.
They're positioning as the low-friction, founder-friendly option — no upfront cost means zero risk to start, which undercuts flat-fee competitors like RevenueCat's paid tiers for small apps. At scale, 1% of revenue is a meaningful line item, so they're competing on ease-of-entry rather than being the cheapest option for high-revenue apps.
Plans: Free $0/mo · Pro Contact Sales · Enterprise Contact Sales · Custom pricing Contact Sales
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Braintree
Payments platform from PayPal.
Braintree targets mid-market to enterprise merchants who've outgrown Stripe's standard rates and want negotiated pricing without moving to a full acquiring bank relationship. They're not the cheapest, but the custom rate structure means high-volume businesses can potentially undercut what they'd pay on Stripe's published rates.
Plans: Standard Contact Sales · Charity Contact Sales
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GoCardless
Bank payment collection at scale.
GoCardless is positioning as a specialist bank debit alternative to card networks like Stripe, undercutting card processing fees significantly for recurring billing use cases. They're not the cheapest payment processor outright, but they're the premium option within the ACH/BACS/SEPA pull-payment niche — targeting subscription businesses tired of card interchange fees.
Plans: Standard Contact Sales · Advanced Contact Sales · Pro Contact Sales · Custom Contact Sales
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Paddle
Revenue platform for SaaS.
Sitting at 5%+50¢, Paddle's pricier than pure payment processors like Stripe, but that premium buys merchant-of-record status — they handle global tax compliance, chargebacks, and fraud so you don't have to build that infrastructure yourself. They're targeting software companies selling internationally who'd rather pay a tax than hire a compliance team.
Plans: Pay-as-you-go Contact Sales · Custom pricing Contact Sales
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Qonversion
Mobile subscription analytics.
Qonversion is positioning as the scrappy, founder-friendly alternative to RevenueCat — lower barrier to entry with a free plan and no credit card trial, and a revenue-share model that feels fair when you're small. They're going after indie developers and growth-stage mobile teams who don't want to pay a fixed platform fee before they've proven monetization.
Plans: Free $0/mo · Starter Contact Sales · Growth Contact Sales · Enterprise Contact Sales
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RevenueCat
In-app subscription infrastructure.
They're positioned as the accessible default for mobile subscription management — low barrier to entry undercuts any flat-rate competitor for small apps, but 1% of MTR can get expensive fast for high-revenue products. They're clearly hunting indie developers and growth-stage mobile teams, not trying to out-enterprise Stripe Billing.
Plans: Pro $0/mo · Enterprise Contact Sales
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Stripe
Payment infrastructure for the internet.
Plans: Standard Contact Sales · Custom Contact Sales
Payments Software Pricing FAQ
- How much does payments software cost?
- Entry prices run from $20/mo (Mollie) to $7188/mo (Chargebee), with a median entry price of $49/mo across the 5 priced products we track.
- What is the cheapest payments software?
- Mollie has the lowest entry price of the payments software we track, at $20/mo. Square ($49/mo) and Superwall ($49/mo) are next. Mollie and Square are free to start on.
- Is there free payments software?
- Yes — Mollie, Square, Superwall and 4 more offer a free plan.
- How is payments software usually priced?
- 8 of the 12 payments tools we track use usage based pricing, against 3 on hybrid and 1 on flat rate.