Puzzle vs Zoho Invoice Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
| Puzzle pricing | Zoho Invoice pricing | |
|---|---|---|
| Starts at | $30/mo | Custom |
| Number of plans | 4 | 1 |
| Free plan | — | |
| Free trial | — | |
| Pricing model | flat-rate | flat-rate |
Price is one row. To weigh the features too, use our feature comparison template →
Starter
- AI Suite Included
- 25 lifetime AI credits
- Up to 98% auto-categorization
- Auto-drafted financial statements
- Cash & accrual books
- Unlimited connections
- 1-click tax report
- CPA-approved Chart of Accounts templates
Core
- AI Suite Included
- 25 lifetime AI credits
- Insights: Cash, Burn, Runway, Margin & more
- Spend tracking and insights
- Revenue tracking and insights
- Variance analysis
- Multi-entity (via Integration)
- Advanced reporting
- Custom chart of accounts
Complete
Popular- AI Suite Included
- 100 AI credits / month
- AI-powered accuracy review
- AI-powered reconciliations
- AI insights and analysis
- Enhanced categorization
- Categorize from your inbox
- Classes, departments and projects
- Revenue recognition
- Priority support
- Integrates with Stripe, Ramp, Mercury, Brex & more
Scale
- AI Suite Included
- 300 AI credits / month
- Higher-volume accounting
- Subledgers
- No transaction limits
- No integration limits
- Backup and restore
- Priority support
- Dedicated onboarding and support
Zoho Invoice
- Quotes
- Recurring invoices
- Sales receipts
- Payment reminders
- Expenses
- Time tracking
- Customer portal
- Business reports
- Stay tax-compliant
- AI-powered invoicing
Puzzle vs Zoho Invoice FAQ
- Which one is cheaper?
- One or both use custom pricing, so it depends on your specific needs.
- Can I use either one for free?
- Zoho Invoice has a free plan. Puzzle doesn't — though they do offer a free trial.
- How do they charge?
- Both use a flat-rate model, so the comparison is straightforward — it comes down to features and limits at each price point.
- Which one is a better deal?
- Depends on what you need. Puzzle: At $30-$360/mo flat, Puzzle sits mid-market — pricier than DIY tools like Wave or QuickBooks self-serve, but way cheaper than hiring a bookkeeping firm or an outsourced controller. They're clearly courting VC-backed startups that need investor-grade books without the cost of a full finance team. Zoho Invoice: This is the most aggressive price point in the invoicing category — it undercuts FreshBooks, Wave's paid features, and even most freemium tools by just being fully free. They're explicitly targeting freelancers and small businesses who balk at paying $15-30/mo for invoicing alone.
Still deciding? See the best Puzzle alternatives or the best Zoho Invoice alternatives, ranked with verified pricing.
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