Puzzle Pricing (2026)
Flat monthly rate per plan rather than per-seat or usage-based, so you're paying for a tier of bookkeeping service depth, not headcount. The real value metric is service scope — how much accounting complexity and support Puzzle handles for you at that price point.
- Starter
- $30/mo
- Core
- $72/mo
- Complete Popular
- $120/mo
- Scale
- $360/mo
Stop checking your competitors manually.
Outmano watches your competitors' pricing, features, roadmaps and reviews. Every Monday, you get one brief on what changed.
14-day free trial
Starter
- AI Suite Included
- 25 lifetime AI credits
- Up to 98% auto-categorization
- Auto-drafted financial statements
- Cash & accrual books
- Unlimited connections
- 1-click tax report
- CPA-approved Chart of Accounts templates
Core
- AI Suite Included
- 25 lifetime AI credits
- Insights: Cash, Burn, Runway, Margin & more
- Spend tracking and insights
- Revenue tracking and insights
- Variance analysis
- Multi-entity (via Integration)
- Advanced reporting
- Custom chart of accounts
Complete
Popular- AI Suite Included
- 100 AI credits / month
- AI-powered accuracy review
- AI-powered reconciliations
- AI insights and analysis
- Enhanced categorization
- Categorize from your inbox
- Classes, departments and projects
- Revenue recognition
- Priority support
- Integrates with Stripe, Ramp, Mercury, Brex & more
Scale
- AI Suite Included
- 300 AI credits / month
- Higher-volume accounting
- Subledgers
- No transaction limits
- No integration limits
- Backup and restore
- Priority support
- Dedicated onboarding and support
Does Puzzle have a free plan?
No. There's no free-forever plan. There is a free trial, and paid plans start at $30/mo.
Want free? Invoice Ninja and MarginEdge have free plans: see all Puzzle alternatives →
AI Pricing Analysis
Pricing Model
Flat monthly rate per plan rather than per-seat or usage-based, so you're paying for a tier of bookkeeping service depth, not headcount. The real value metric is service scope — how much accounting complexity and support Puzzle handles for you at that price point.
Tier Strategy
Starter's the trial-wheels tier for early-stage founders just getting off spreadsheets (and it's free for 2 months, basically a soft trial extension). Core and Complete target companies with actual transaction volume and multi-entity or investor-reporting needs, while Scale is built for finance teams that need heavier compliance and dedicated support — the jump usually happens when a company raises a round and suddenly needs real financials, not just clean books.
Competitive Positioning
At $30-$360/mo flat, Puzzle sits mid-market — pricier than DIY tools like Wave or QuickBooks self-serve, but way cheaper than hiring a bookkeeping firm or an outsourced controller. They're clearly courting VC-backed startups that need investor-grade books without the cost of a full finance team.
Growth Lever
The paywall isn't really features — it's transaction complexity and add-on services like R&D tax credit studies, catch-up bookkeeping, and tax filing that get bolted on as a company's finances mature. Expansion revenue comes less from upselling seats and more from cross-selling these one-off compliance services once a company's actually generating revenue and needs to file taxes properly.”
Want the strategist's read on the live page? Read the AI teardown of Puzzle's pricing page →
Puzzle Pricing FAQ
- How much does Puzzle cost?
- Paid plans start at $30/mo, going up to $360/mo for larger teams.
- Is there a free plan?
- No free plan. But there is a free trial, so you can test it out before paying.
- Can I try it before paying?
- Yes — there's a free trial.
- How does the pricing work?
- Flat monthly rate per plan rather than per-seat or usage-based, so you're paying for a tier of bookkeeping service depth, not headcount. The real value metric is service scope — how much accounting complexity and support Puzzle handles for you at that price point.
- Is there a discount for annual billing?
- Save 20% with annual billing.
- Which plan makes sense for me?
- Starter's the trial-wheels tier for early-stage founders just getting off spreadsheets (and it's free for 2 months, basically a soft trial extension). Core and Complete target companies with actual transaction volume and multi-entity or investor-reporting needs, while Scale is built for finance teams that need heavier compliance and dedicated support — the jump usually happens when a company raises a round and suddenly needs real financials, not just clean books.
More Accounting pricing
All Accounting pricing →-
FreshBooks Pricing
Invoicing and accounting for freelancers.
From $23/mo Free trial -
Invoice Ninja Pricing
Open-source invoicing for freelancers.
From $14/mo -
Karbon Pricing
Practice management for accounting firms.
From $79/mo -
Aplos Pricing
Fund accounting software with donor management for nonprofits and churches.
From $79/mo Free trial -
Canopy Pricing
All-in-one practice management for accounting and tax firms: CRM, workflow, documents, billing and client portal.
From $74/mo -
Jetpack Workflow Pricing
Workflow and recurring-task management for accounting firms and bookkeepers, priced per user.
From $40/mo Free trial -
MarginEdge Pricing
Restaurant cost-management and invoice-processing software
From $350/mo -
Pilot Pricing
Bookkeeping and CFO services.
From $99/mo
Comparing Puzzle to something specific? Try Puzzle vs FreshBooks, Puzzle vs Invoice Ninja, or Puzzle vs Karbon. Or see the best Puzzle alternatives, ranked.
Set it up once. Get a plan every week.
Add the competitors you care about. Outmano keeps watching them, so you can stop checking their sites.
14-day free trial