Accounting Software Pricing (2026)
What 14 accounting tools actually charge, taken from their own pricing pages and re-checked as they change. Cheapest first.
Pricing verified Aug 17, 2026
Prices here change. You'll hear about it.
Outmano watches pricing, features, roadmaps and reviews across your market, then sends one weekly brief: what changed, and what it means for you.
Accounting pricing at a glance
| Product | Entry price | Plans | Free plan | Free trial |
|---|---|---|---|---|
| Invoice Ninja | $14/mo | 4 | Yes | No |
| Wave | $19/mo | 2 | Yes | No |
| Zoho Books | $20/mo | 6 | Yes | Yes |
| FreshBooks | $23/mo | 4 | No | Yes |
| Xero | $25/mo | 3 | No | No |
| QuickBooks | $38/mo | 5 | Yes | Yes |
| Jetpack Workflow | $40/mo | 2 | No | Yes |
| Canopy | $74/mo | 4 | No | No |
| Aplos | $79/mo | 4 | No | Yes |
| Karbon | $79/mo | 3 | No | No |
| Pilot | $99/mo | 12 | No | No |
| MarginEdge | $350/mo | 2 | Yes | No |
| TaxDome | Custom | 3 | No | No |
| Zoho Invoice | Custom | 1 | Yes | No |
Every accounting tool we track, cheapest first
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Invoice Ninja
Open-source invoicing for freelancers.
At $14-18/mo entry, they're undercutting the FreshBooks/QuickBooks crowd hard, positioning as the budget-to-mid option for freelancers and small agencies who don't want enterprise invoicing bloat. The custom Premium tier is their play to not leave money on the table once a client looks like it could afford more.
Plans: Free $0/mo · Ninja Pro $14/mo · Enterprise $18/mo · Premium Business Contact Sales
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Wave
Financial software for small businesses.
Wave undercuts QuickBooks and Xero hard, positioning itself as the budget-friendly entry point for tiny businesses that don't want to pay $30-70/mo for accounting software. The $9.50 promo pricing for the first 3 months is clearly aimed at nudging free-tier users to just try paying before they've fully committed.
Plans: STARTER $0/mo · Pro $19/mo
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Zoho Books
Online accounting from Zoho.
Zoho Books is the aggressive underdog play against QuickBooks and Xero — a free tier that actually works, and paid plans that undercut competitors at nearly every level. They're going after cost-conscious SMBs and bootstrapped businesses who don't want to pay Intuit prices.
Plans: FREE $0/mo · STANDARD $20/mo · PROFESSIONAL $50/mo · PREMIUM $70/mo · ELITE $150/mo · ULTIMATE $275/mo
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FreshBooks
Invoicing and accounting for freelancers.
FreshBooks sits mid-pack against QuickBooks and Xero — pricier than bare-bones invoicing tools but cheaper than full accounting suites. They're chasing freelancers and service-based small businesses who want something friendlier than QuickBooks without the accounting-department complexity.
Plans: Lite $23/mo per seat · Plus $43/mo per seat · Premium $70/mo per seat · Select Contact Sales
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Xero
Online accounting for small businesses.
Xero sits mid-market against QuickBooks and FreshBooks — not the cheapest accounting tool out there, but it undercuts QuickBooks Online's top tiers while offering more robust multi-currency and inventory features than budget alternatives. It's clearly courting small businesses that plan to grow past basic bookkeeping, not solopreneurs who just need to send a few invoices.
Plans: Early $25/mo · Growing $55/mo · Established $90/mo
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QuickBooks
Small business accounting software.
QuickBooks sits mid-to-premium in the SMB accounting space — pricier than lean challengers like Wave or FreshBooks' entry tiers, but it's leaning on brand trust and accountant ubiquity rather than being the cheapest option. They're clearly chasing businesses that will eventually need integrations, payroll, and multi-user access, not the solo freelancer who'll churn to something cheaper.
Plans: Free $0/mo per seat · Simple Start $38/mo per seat · Essentials $85/mo per seat · Plus $140/mo per seat · Advanced $340/mo per seat
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Jetpack Workflow
Workflow and recurring-task management for accounting firms and bookkeepers, priced per user.
At $40-50/seat/month, Jetpack Workflow sits in the mid-tier of practice management tools — pricier than bare-bones task trackers but cheaper than full-suite firm management platforms. They're clearly courting small-to-mid accounting firms who want structure without paying for a bloated all-in-one system.
Plans: Starter $40/mo per seat · Premium $50/mo per seat
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Canopy
All-in-one practice management for accounting and tax firms: CRM, workflow, documents, billing and client portal.
No free trial and no free tier is an aggressive stance in a category where competitors often let you test-drive — Canopy's betting its brand and sales process can close deals without a safety net. Pricing lands mid-to-upper range for per-seat SaaS in this space, so they're not competing on cheap access; they're leaning on being a serious, considered purchase for firms that already know they want it.
Plans: Standard $74/mo per seat · Plus $109/mo per seat · Premium $149/mo per seat · Enterprise Contact Sales
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Aplos
Fund accounting software with donor management for nonprofits and churches.
Aplos sits in the low-to-mid range for dedicated nonprofit accounting software, cheaper than heavyweight ERP-style tools but pricier than generic small-business accounting apps repurposed for nonprofits. They're clearly going after small-to-mid nonprofits who've outgrown QuickBooks-for-nonprofits hacks but don't need Blackbaud-level firepower.
Plans: Lite $79/mo · Core $129/mo · Advanced $229/mo · Custom Contact Sales
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Karbon
Practice management for accounting firms.
Karbon sits in the premium tier of accounting practice management software, pricing above lighter tools like Jetpack Workflow but competing head-to-head with platforms like Financial Cents and Canopy. They're clearly going after mid-size to larger CPA firms that treat workflow infrastructure as a serious operational investment, not a nice-to-have.
Plans: Team $79/mo per seat · Business $99/mo per seat · Enterprise Contact Sales
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Pilot
Bookkeeping and CFO services.
Pilot sits firmly in the premium tier of startup-focused accounting services — $299/mo for bookkeeping alone puts them well above DIY tools like QuickBooks and above most local bookkeepers, but they're competing on 'we know startups' against players like Bench or Kruze Consulting. They're going after VC-backed founders who want a credible finance partner, not a cheap back-office fix.
Plans: Essentials $99/mo · Core $299/mo · Essentials $850/mo · Basic $1750/mo · Essentials $3150/mo · Custom $5250/mo · Custom Contact Sales · For Single Member LLCs Contact Sales · For Partnerships and S-Corps Contact Sales · For C-Corps Contact Sales · Starter Contact Sales · Custom Contact Sales
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MarginEdge
Restaurant cost-management and invoice-processing software
At $350-500/mo flat with no free plan or trial, MarginEdge sits toward the premium end of restaurant back-office software — this isn't a self-serve tool for single-location mom-and-pop shops testing the waters. They're clearly chasing multi-unit groups and growing chains who can justify the spend and eventually graduate to custom pricing.
Plans: MarginEdge $350/mo · MarginEdge + Freepour $500/mo
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TaxDome
Practice OS for tax professionals.
At $700–$1,100/seat/year on a 3-year term, TaxDome is mid-to-premium for tax practice management software — not cheap, but not Salesforce-tier either. They're clearly targeting established accounting and tax firms willing to commit long-term, not freelancers or price-sensitive solo operators (despite the Essentials tier existing).
Plans: Essentials Contact Sales · Pro Contact Sales · Business Contact Sales
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Zoho Invoice
Free invoicing software from Zoho.
This is the most aggressive price point in the invoicing category — it undercuts FreshBooks, Wave's paid features, and even most freemium tools by just being fully free. They're explicitly targeting freelancers and small businesses who balk at paying $15-30/mo for invoicing alone.
Plans: Zoho Invoice $0/mo
Accounting Software Pricing FAQ
- How much does accounting software cost?
- Entry prices run from $14/mo (Invoice Ninja) to $350/mo (MarginEdge), with a median entry price of $39/mo across the 12 priced products we track.
- What is the cheapest accounting software?
- Invoice Ninja has the lowest entry price of the accounting software we track, at $14/mo. Wave ($19/mo) and Zoho Books ($20/mo) are next. Invoice Ninja and Wave are free to start on.
- Is there free accounting software?
- Yes — Invoice Ninja, Wave, Zoho Books and 3 more offer a free plan.
- How is accounting software usually priced?
- 7 of the 14 accounting tools we track use flat rate pricing, against 6 on per seat and 1 on hybrid.