Puzzle vs FreshBooks Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
| Puzzle pricing | FreshBooks pricing | |
|---|---|---|
| Starts at | $30/mo | $23/mo |
| Number of plans | 4 | 4 |
| Free plan | — | — |
| Free trial | ||
| Pricing model | flat-rate | flat-rate |
Price is one row. To weigh the features too, use our feature comparison template →
Starter
- AI Suite Included
- 25 lifetime AI credits
- Up to 98% auto-categorization
- Auto-drafted financial statements
- Cash & accrual books
- Unlimited connections
- 1-click tax report
- CPA-approved Chart of Accounts templates
Core
- AI Suite Included
- 25 lifetime AI credits
- Insights: Cash, Burn, Runway, Margin & more
- Spend tracking and insights
- Revenue tracking and insights
- Variance analysis
- Multi-entity (via Integration)
- Advanced reporting
- Custom chart of accounts
Complete
Popular- AI Suite Included
- 100 AI credits / month
- AI-powered accuracy review
- AI-powered reconciliations
- AI insights and analysis
- Enhanced categorization
- Categorize from your inbox
- Classes, departments and projects
- Revenue recognition
- Priority support
- Integrates with Stripe, Ramp, Mercury, Brex & more
Scale
- AI Suite Included
- 300 AI credits / month
- Higher-volume accounting
- Subledgers
- No transaction limits
- No integration limits
- Backup and restore
- Priority support
- Dedicated onboarding and support
Lite
Popular- Send invoices to 5 clients
- Track expenses in real time
- Create and send estimates
- Get paid with credit and debit cards, ACH bank transfer, Apple Pay, Google Pay, and Buy Now, Pay Later
- Generate tax-time reports
Plus
- Send invoices to 50 clients
- Track expenses in real time
- Create estimates, proposals, and client retainers
- Get paid with credit and debit cards, ACH bank transfer, Apple Pay, Google Pay, and Buy Now, Pay Later
- Generate tax-time reports
- Run financial and accounting reports
- Expense receipt scanning
- Give your accountant access
Premium
- Send invoices to unlimited clients
- Track expenses in real time
- Create estimates, proposals, and client retainers
- Get paid with credit and debit cards, ACH bank transfer, Apple Pay, Google Pay, and Buy Now, Pay Later
- Generate tax-time reports
- Run financial and accounting reports
- Bill receipt scanning with the ability to add line items
- Give your accountant access
- Check project profitability
- Customize your email templates
Select
- Send invoices to unlimited clients
- Track expenses in real time
- Create estimates, proposals, and client retainers
- Access lower credit card transaction fees and capped bank transfer (ACH) fees
- Generate tax-time reports
- Run financial and accounting reports
- Bill receipt scanning with automatic capture of multi-line items
- Give your accountant access
- Check project profitability
- Customize email templates and remove FreshBooks branding
- Import your data via Easy Switch
- Gain access to dedicated phone support
- Add 2 Team Member accounts for no extra charge
Puzzle vs FreshBooks FAQ
- Which one is cheaper?
- FreshBooks is the cheaper option, starting at $23/mo vs $30/mo for Puzzle.
- Can I use either one for free?
- Neither has a free plan. But Puzzle and FreshBooks offer a free trial.
- How do they charge?
- Both use a flat-rate model, so the comparison is straightforward — it comes down to features and limits at each price point.
- Which one is a better deal?
- Depends on what you need. Puzzle: At $30-$360/mo flat, Puzzle sits mid-market — pricier than DIY tools like Wave or QuickBooks self-serve, but way cheaper than hiring a bookkeeping firm or an outsourced controller. They're clearly courting VC-backed startups that need investor-grade books without the cost of a full finance team. FreshBooks: FreshBooks sits mid-market — pricier than bare-bones invoicing tools but cheaper than full accounting suites like QuickBooks Online at the higher tiers. They're clearly courting freelancers and micro-businesses who've outgrown spreadsheets but don't want the complexity (or cost) of enterprise accounting software.
Still deciding? See the best Puzzle alternatives or the best FreshBooks alternatives, ranked with verified pricing.
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