Ramp vs ChartMogul Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
| Ramp | ChartMogul | |
|---|---|---|
| Starts at | $15/mo | $59/mo |
| Number of plans | 3 | 4 |
| Free plan | ||
| Free trial | — | |
| Pricing model | hybrid | usage-based |
Free
- Unlimited cards
- Card issuing controls
- Complete expenses via SMS or Slack
- Create a custom travel policy
- Book flights, hotels, and car rentals
- Auto-receipt collection and matching
- Automated invoice extraction (OCR)
- Configurable approval workflows
- Automated fraud checks
- Pay bills by ACH, card, check, wire, and more
- Earn 4.24% in a Ramp Investment Account
- Earn 2% on cash in a FDIC-insured account
- No fees, minimum deposits, or transfer caps
- Free wires and same-day ACH via Bill Pay
- Basic accounting rules
- QuickBooks Online and Xero integrations
- Custom reports and insights via AI reporting
- Custom report builder
- Automated vendor tracking and contract extraction
- Price intelligence
Plus
Popular- AI-driven expense reviews and policy insights
- Auto-lock cards when compliance is unmet
- 24/7 phone support for travel bookings
- Auto-coded line items
- AI-driven approval recommendations
- Automated batch payments
- Payment release approvals
- Advanced intake and approval workflows
- AI-driven vendor compliance reviews
- Automated PO creation and tracking
- Three-way match with Ramp purchase orders
- NetSuite, Sage Intacct, and more integrations
- AI coding for every field
- Automate approval and sync of routine spend
- Support for multi-entity businesses
- Auto tax capture and coding
- Share live reports and schedule exports
- Track budgets vs. actuals in real time
- Custom user roles
- Multi-entity visibility restrictions
- Audit log
Enterprise
- Workday, Oracle Fusion Cloud, and more integrations
- Locally funded reimbursements
- Pay card payments in local currency
- Local currency card issuing in 30+ countries
- Dedicated account and customer success manager
- Priority 24/7 global support
- Custom implementation scoping and roll out plan
- Integration setup and validation testing
- Employee training and change management
- Custom development
- ERP extensions and configurations
- Custom policy and workflow configuration
- Advanced org, role, and entity configuration
Free
- Track investor-grade SaaS metrics — free up to $10K MRR
- Unify lead, trial, and billing data
- Segment customers and revenue with flexible filters
- Automate workflows based on subscriber activity
Starter
- Up to 3 team members
- Connect 1 billing system (e.g. Stripe)
- Sync data to your CRM
- Share updates in Slack
Pro
Popular- Unlimited team members
- Connect multiple billing systems in one view
- Two-way CRM sync
- Push data to your warehouse
Enterprise
- Power your BI and analytics workflows
- Get dedicated expert support
Ramp vs ChartMogul FAQ
- Which one is cheaper?
- Ramp starts lower at $15/mo, compared to $59/mo for ChartMogul.
- Can I use either one for free?
- Both offer free plans, so you can try each without paying. Start with whichever fits your workflow better and upgrade when you hit the limits.
- How do they charge?
- Different approach here. Ramp uses hybrid pricing, while ChartMogul goes with usage-based. That changes the math depending on your team size and usage.
- Which one is a better deal?
- Depends on what you need. Ramp: Ramp isn't playing the cheap card here — the platform fee plus per-seat pricing pushes effective cost higher than the headline $15 suggests, especially for mid-size teams. They're positioning as the modern, feature-rich alternative to legacy expense tools, banking on product quality to justify the premium over pure per-seat competitors. ChartMogul: At $59-99/mo for the mid-tiers, ChartMogul undercuts heavier BI/analytics platforms but isn't chasing the rock-bottom free-tool crowd either — it's positioned as the approachable, SaaS-native option for founders who want investor-ready metrics without building a data team.
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