Recurly vs Square Pricing (2026)

How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.

Recurly Square
Starts at $249/mo $49/mo
Number of plans 5 4
Free plan
Free trial
Pricing model usage-based flat-rate

Starter

$249/mo
  • Automated global subscription billing
  • Flexible plans and pricing
  • Static churn-prevention tools
  • 1 Dunning campaign
  • 10+ payment methods
  • 20+ payment gateways

All-Access

Popular
Custom
  • AI-Powered agents, analytics, insights
  • Intelligent churn-prevention tools
  • Multiple dunning campaigns
  • Advanced plans, pricing, promotions
  • Payments orchestration across multiple gateways
  • Custom reporting, additional analytics, and automated exports
  • Additional payment methods including ACH, gateways, and communications languages
  • Multicurrency
  • Single sign-on
  • And more!

All-Access for Shopify

Custom
  • Intelligent churn-prevention tools
  • Customized bundles
  • Subscribe and save
  • Prepaid and gift subscriptions
  • Hybrid subscription support
  • Cancel-save flows and surveys
  • Self-serve bulk updater
  • Analytics and integrations
  • Hosted subscriber portal with passwordless login
  • And more!

Engage

$1600/mo
  • AI powered propensity to churn model
  • 1-click billing integration
  • Personalized offers
  • Cancel save, upsell, cross sell capabilities
  • AB testing
  • Granular segmentation
  • Low code prompt builder
  • Advanced analytics
  • Robust integrations

RevRec

$850/mo
  • Automated contract modifications
  • SSP automation
  • Rules-driven allocations
  • Real-time revenue insights & forecasting
  • Automated monthly close
  • Unified workbench
  • Multi-GAAP compliance
  • Immutable audit trail
  • Multi-everything support

Square Free

$0/mo
  • POS app for any payment
  • Online site
  • Item library
  • Invoicing
  • Booking
  • Checking and savings accounts

Square Plus

Popular
$49/mo
  • POS features for every industry
  • Lower processing fees
  • Loyalty rewards program
  • Email and text message marketing
  • Staff management

Square Premium

$149/mo
  • 24/7 priority support
  • Advanced reporting
  • Lowest processing fees
  • More text message marketing
  • No gift card load fees

Square Pro

Custom

Recurly vs Square FAQ

Which one is cheaper?
Square is the cheaper option, starting at $49/mo vs $249/mo for Recurly.
Can I use either one for free?
Square has a free plan. Recurly doesn't — though they do offer a free trial.
How do they charge?
Different approach here. Recurly uses usage-based pricing, while Square goes with flat-rate. That changes the math depending on your team size and usage.
Which one is a better deal?
Depends on what you need. Recurly: At sub-1% of billing volume, Recurly is pitching itself as cheaper than Stripe Billing's percentage-based fees at scale, targeting mid-market SaaS and subscription commerce companies that have outgrown basic payment tools but aren't ready for a full Zuora implementation. They're the pragmatic middle ground — not the cheapest, not the most enterprise. Square: Square sits in the accessible middle — not as cheap as Stripe for pure online processing, not as enterprise-heavy as Adyen or Worldpay. They're clearly targeting SMBs and brick-and-mortar businesses who want an all-in-one POS ecosystem without a complex contract.

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