Relay vs Bill.com Pricing (2026)

How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.

Relay pricing Bill.com pricing
Starts at $30/mo $49/mo
Number of plans 3 4
Free plan —
Free trial —
Pricing model flat-rate per-seat

Price is one row. To weigh the features too, use our feature comparison template →

Relay pricing

Official page

Starter

$0/mo
  • 1.19% APY on savings accounts
  • 1% cash back* on credit cards
  • 20 checking accounts
  • Built-in spend controls
  • Receipt upload reminders
  • 50 credit & debit cards
  • Invoice creation & tracking
  • Accounting integrations
  • Unlimited users

Grow

Popular
$30/mo
  • 1.87% APY on savings accounts
  • 1.25% cash back* on credit cards
  • Multi-step approval rules
  • Recurring invoices
  • Bookkeeping automations
  • 50 credit & debit cards
  • Invoice creation & tracking
  • Accounting integrations
  • Unlimited users

Scale

$120/mo
  • 3.21% APY on savings accounts
  • 1.5% cash back* on credit cards
  • 50 checking accounts per business
  • No fee for same-day ACH
  • 50 credit & debit cards
  • Invoice creation & tracking
  • Accounting integrations
  • Unlimited users

Bill.com pricing

Official page

Essentials

$49/mo

Team

$65/mo

Corporate

Popular
$89/mo

Enterprise

Custom
  • Automatic 2-way sync with QuickBooks Enterprise, Oracle NetSuite, Sage Intacct, Microsoft Dynamics, & more
  • Sync purchasing orders and automatic 2 and 3-way matching
  • Single Sign-On
  • Dual control
  • Multi-entity, multi-location accounting capabilities
  • API access
  • Priority support

Relay vs Bill.com FAQ

Which one is cheaper?
Relay starts lower at $30/mo, compared to $49/mo for Bill.com.
Can I use either one for free?
Relay has a free plan. Bill.com doesn't — you'll need to pay from day one.
How do they charge?
Different approach here. Relay uses flat-rate pricing, while Bill.com goes with per-seat. That changes the math depending on your team size and usage.
Which one is a better deal?
Depends on what you need. Relay: Sits in the budget-to-mid range of the fintech banking space, undercutting traditional business banking add-ons and neobank competitors that charge more for similar automation — the free plan is clearly bait to get people in the door before upselling. Bill.com: This sits mid-to-premium for AP automation — pricier than bare bookkeeping add-ons but cheaper than full ERP-adjacent finance suites. They're clearly going after SMBs and mid-market finance teams that have outgrown manual invoicing but aren't ready for NetSuite-level infrastructure, betting that the lack of a free trial won't scare off buyers who already know they need dedicated AP software.

Still deciding? See the best Relay alternatives or the best Bill.com alternatives, ranked with verified pricing.

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