Square vs Wise Business Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
| Square | Wise Business | |
|---|---|---|
| Starts at | $49/mo | Custom |
| Number of plans | 4 | 0 |
| Free plan | — | |
| Free trial | — | |
| Pricing model | flat-rate | N/A |
Square Free
- POS app for any payment
- Online site
- Item library
- Invoicing
- Booking
- Checking and savings accounts
Square Plus
Popular- POS features for every industry
- Lower processing fees
- Loyalty rewards program
- Email and text message marketing
- Staff management
Square Premium
- 24/7 priority support
- Advanced reporting
- Lowest processing fees
- More text message marketing
- No gift card load fees
Square Pro
Square vs Wise Business FAQ
- Which one is cheaper?
- One or both use custom pricing, so it depends on your specific needs.
- Can I use either one for free?
- Square has a free plan. Wise Business doesn't — you'll need to pay from day one.
- How do they charge?
- Check each product's pricing page for the latest details on how billing works.
- Which one is a better deal?
- Depends on what you need. Square: Square sits in the accessible middle — not as cheap as Stripe for pure online processing, not as enterprise-heavy as Adyen or Worldpay. They're clearly targeting SMBs and brick-and-mortar businesses who want an all-in-one POS ecosystem without a complex contract.
Still deciding? See the best Square alternatives or the best Wise Business alternatives, ranked with verified pricing.
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