Square vs Wise Business Pricing (2026)

How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.

Square Wise Business
Starts at $49/mo Custom
Number of plans 3 0
Free plan —
Free trial —
Pricing model flat-rate N/A

Price is one row. To weigh the features too, use our feature comparison template →

Square Free

$0/mo
  • POS app for any payment
  • Online site
  • Item library
  • Invoicing
  • Booking
  • Checking and savings accounts

Square Plus

Popular
$49/mo
  • Advanced POS features for every industry
  • Lower processing fees
  • Loyalty rewards program
  • Email and text message marketing
  • Staff management

Square Premium

$149/mo
  • 24/7 priority support
  • Advanced reporting
  • Lowest processing fees
  • More text message marketing
  • No gift card load fees

Square vs Wise Business FAQ

Which one is cheaper?
One or both use custom pricing, so it depends on your specific needs.
Can I use either one for free?
Square has a free plan. Wise Business doesn't — you'll need to pay from day one.
How do they charge?
Check each product's pricing page for the latest details on how billing works.
Which one is a better deal?
Depends on what you need. Square: Square sits in the middle of the POS pack — pricier than bare-bones processors like Stripe for pure payments, but cheaper and more self-serve than enterprise retail systems like Lightspeed or Shopify POS Plus. They're chasing brick-and-mortar and hybrid retailers who want hardware, software, and payments bundled without a sales call.

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