ADP vs Loxo Pricing (2026)

How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.

ADP Loxo
Starts at Custom $149/mo
Number of plans 4 3
Free plan — —
Free trial —
Pricing model custom per-seat

ADP

Official page

Essential Payroll

Custom
  • Payroll: Computer, Mobile App, Phone Call
  • Direct Deposit
  • 24/7 Customer Support
  • Robust Reporting
  • General Ledger Interface
  • New-Hire Reporting
  • W-2 & 1099 Forms
  • Tax Filing
  • Payroll Delivery
  • Multi-company Management
  • Multi-jurisdiction Payroll
  • Wisely® Direct Debit Card
  • Bill Pay and Client Invoicing
  • ADP® Employee Access
  • New Hire Onboarding
  • Employee Discounts
  • Background Checks
  • HR Tracking

Enhanced Payroll

Popular
Custom
  • Payroll: Computer, Mobile App, Phone Call
  • Direct Deposit
  • 24/7 Customer Support
  • Robust Reporting
  • General Ledger Interface
  • New-Hire Reporting
  • W-2 & 1099 Forms
  • Tax Filing
  • Payroll Delivery
  • Multi-company Management
  • Multi-jurisdiction Payroll
  • Wisely® Direct Debit Card
  • Bill Pay and Client Invoicing
  • Check Signing: Security
  • State Unemployment Insurance (SUI) Management
  • Garnishment Payment Service
  • Job Costing
  • Labor Law Poster Compliance
  • ADP® Employee Access
  • New Hire Onboarding
  • Employee Discounts
  • Background Checks
  • HR Tracking
  • ZipRecruiter®
  • Electronic Form I-9

Complete Payroll & HR Plus

Custom
  • Payroll: Computer, Mobile App, Phone Call
  • Direct Deposit
  • 24/7 Customer Support
  • Robust Reporting
  • General Ledger Interface
  • New-Hire Reporting
  • W-2 & 1099 Forms
  • Tax Filing
  • Payroll Delivery
  • Multi-company Management
  • Multi-jurisdiction Payroll
  • Wisely® Direct Debit Card
  • Bill Pay and Client Invoicing
  • Check Signing: Security
  • State Unemployment Insurance (SUI) Management
  • Garnishment Payment Service
  • Job Costing
  • Labor Law Poster Compliance
  • ADP® Employee Access
  • New Hire Onboarding
  • Employee Discounts
  • Background Checks
  • HR Tracking
  • ZipRecruiter®
  • Electronic Form I-9
  • HR HelpDesk
  • Employee Handbook Wizard
  • Salary Benchmarks
  • HR Forms and Documents
  • HR Training and Toolkits

HR Pro Payroll & HR

Custom
  • Payroll: Computer, Mobile App, Phone Call
  • Direct Deposit
  • 24/7 Customer Support
  • Robust Reporting
  • General Ledger Interface
  • New-Hire Reporting
  • W-2 & 1099 Forms
  • Tax Filing
  • Payroll Delivery
  • Multi-company Management
  • Multi-jurisdiction Payroll
  • Wisely® Direct Debit Card
  • Bill Pay and Client Invoicing
  • Check Signing: Security
  • State Unemployment Insurance (SUI) Management
  • Garnishment Payment Service
  • Job Costing
  • Labor Law Poster Compliance
  • ADP® Employee Access
  • New Hire Onboarding
  • Employee Discounts
  • Background Checks
  • HR Tracking
  • ZipRecruiter®
  • Electronic Form I-9
  • HR HelpDesk
  • Employee Handbook Wizard
  • Salary Benchmarks
  • HR Forms and Documents
  • HR Training and Toolkits
  • Applicant Tracking System, powered by CareerPlug
  • Learning Management System
  • Sexual Harassment Prevention Training
  • Legal Assistance from Upnetic Legal Services, powered by Legal Club®

Loxo

Official page

Core

$149/mo
  • Full ATS + recruiting CRM — one system, one workflow
  • AI search — natural-language, relevance-ranked — included
  • Unlimited jobs, candidates, companies
  • Pipelines, activities, reporting
  • Email + calendar sync, Chrome extension
  • Free migration for teams of 3+ seats; guided self-serve below
  • MCP — connect Loxo to your own AI tools and workflows

Professional

Popular
$199/mo
  • Loxo Source — the entire addressable talent market: a proprietary graph of 850M+ professionals, searched in one motion with your own private database
  • The full agentic workforce — every agent, on every seat
  • Full Agentic Mode + Agent Impact Center
  • A living database — three Data Agents working under every record
  • Loxo AI Chat, grounded in your own private Loxo
  • Contact information, when available, with every shortlist
  • API access

Enterprise

Custom
  • SSO / SAML and advanced governance — included, not an add-on
  • Advanced roles & permissions
  • Dedicated success team & priority support
  • Forward-deployed engineers and business transformation consulting team available

ADP vs Loxo FAQ

Which one is cheaper?
One or both use custom pricing, so it depends on your specific needs.
Can I use either one for free?
Neither has a free plan. But Loxo offers a free trial.
How do they charge?
Different approach here. ADP uses custom pricing, while Loxo goes with per-seat. That changes the math depending on your team size and usage.
Which one is a better deal?
Depends on what you need. ADP: ADP plays premium-by-reputation in a market full of transparent, self-serve competitors like Gusto and OnPay — they're betting that brand trust and enterprise-grade compliance muscle justify making you call a sales rep instead of seeing a price. This positioning wins risk-averse buyers and larger SMBs who want a name they can defend to their board, not price-sensitive startups comparison-shopping online. Loxo: At $149-199/seat/month, Loxo sits toward the premium end of recruiting CRM/ATS pricing — well above budget applicant trackers but positioned as an all-in-one talent intelligence platform rather than a point solution. They're chasing recruiting agencies and executive search firms willing to pay up for a unified system instead of stitching together separate sourcing, CRM, and ATS tools.

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