Airwallex vs Pleo Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
| Airwallex pricing | Pleo pricing | |
|---|---|---|
| Starts at | $12/mo | $8/mo |
| Number of plans | 3 | 3 |
| Free plan | — | |
| Free trial | — | |
| Pricing model | per-seat | per-seat |
Price is one row. To weigh the features too, use our feature comparison template →
Explore
- Open multiple accounts per entity
- Collect and hold in 20+ currencies
- Free batch transfers to 120+ countries
- Access to interbank FX rates
- Earn 3.42% on USD with Yield*
- Unlimited multi-currency corporate cards with zero international fees²
- Up to 2% cash rebates on local USD spend⁴
- Advanced card controls to limit spend and freeze/cancel cards
- Expense management, reimbursement, and spend requests
- Domestic and international bill pay with AI coding
- Batched Bill Payments
- Accounting hub for accountants (Coming soon)
- AI receipt matching with email forwarding and bulk uploading
- Online card and local payment method acceptance globally
- Like-for-like settlement in 20+ currencies
- Optimize 360 for AI payment optimization and fraud prevention
- Custom payment integration paths
- Create and send invoices globally
- Manage simple and hybrid multi-frequency subscription pricing models
- Bill customers based on actual usage
- Sync bank feeds, expenses, and bills with Xero and QuickBooks
Grow
- Earn 3.57% on USD with Yield*
- Late submission policies and automatic card freezing rules
- Credit line for corporate cards (Coming soon)
- Customizable, multi-conditional approvals
- Advanced rules-based automation for expenses
- Track planned budgets vs. actuals (Coming soon)
- AI expense policy agent
- Rules-based automation for bills
- Approval workflows for vendors
- Remittance advice for bills
- Sync bank feeds, expenses, and bills with Netsuite and Dynamics 365 Business Central
- HRIS platform integrations
- Single sign-on (Coming soon)
Accelerate
- Earn 3.69% on USD with Yield*
- Purchase orders and requests
- 3-way matching for goods receipts and invoices powered by AI
- Custom direct Spend API integration with ERP
- Add multiple legal entities to your organization with Global Entity Management³
- Dedicated account manager
- Onboarding support
Start
- Physical and virtual cards
- Accounts payable
- Real-time expense tracking
- Automated expense reports
- Accounting system integrations
- Email support
- 1 vendor card
- Credit limit up to £5,000*
Build
- Reimbursements
- Mileage
- AI-powered spend guidelines
- Flexible card limits
- Up to 15 vendor cards
- Approval workflows
- Recurring vendor tracking
- Cash management
- Credit limit up to £20,000*
Optimise
Popular- Cashback*
- Up to 50 vendor cards
- Budgets
- HRIS integrations
- AI-powered expense review
- Spending insights
- Advanced vendor management
- Credit limit up to £100,000*
Airwallex vs Pleo FAQ
- Which one is cheaper?
- Pleo is the cheaper option, starting at $8/mo vs $12/mo for Airwallex.
- Can I use either one for free?
- Airwallex has a free plan. Pleo doesn't — though they do offer a free trial.
- How do they charge?
- Both use a per-seat model, so the comparison is straightforward — it comes down to features and limits at each price point.
- Which one is a better deal?
- Depends on what you need. Airwallex: Airwallex plays the low-entry-cost game to hook businesses with a free tier, then makes its money on FX spreads and transaction fees rather than subscription revenue — closer to Wise or Revolut Business than to flat-fee platforms like Brex. It's not the cheapest at scale, but it's designed to look cheap upfront. Pleo: Pleo sits in the low-to-mid range for spend management platforms, undercutting heavier enterprise players like Airbase or Ramp's more built-out tiers while still charging per seat, which can sting for larger headcounts. They're clearly chasing SMBs and mid-market finance teams who want card control without enterprise complexity or enterprise pricing.
Still deciding? See the best Airwallex alternatives or the best Pleo alternatives, ranked with verified pricing.
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