Airwallex vs Pleo Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
Explore
- Open multiple accounts per entity
- Collect and hold in 20+ currencies
- Free batch transfers to 120+ countries
- Access to interbank FX rates
- Earn 3.22% on USD with Yield*
- Unlimited multi-currency corporate cards with zero international fees²
- Up to 2% cash rebates on local USD spend⁴
- Advanced card controls to limit spend and freeze/cancel cards
- Expense management, reimbursement, and spend requests
- Domestic and international bill pay with AI coding
- Batched Bill Payments
- Accounting hub for accountants (Coming soon)
- AI receipt matching with email forwarding and bulk uploading
- Online card and local payment method acceptance globally
- Like-for-like settlement in 20+ currencies
- Optimize 360 for AI payment optimization and fraud prevention
- Custom payment integration paths
- Create and send invoices globally
- Manage simple and hybrid multi-frequency subscription pricing models
- Bill customers based on actual usage
- Sync bank feeds, expenses, and bills with Xero and QuickBooks
Grow
- Earn 3.37% on USD with Yield*
- Late submission policies and automatic card freezing rules
- Credit line for corporate cards (Coming soon)
- Customizable, multi-conditional approvals
- Advanced rules-based automation for expenses
- Track planned budgets vs. actuals (Coming soon)
- AI expense policy agent
- Rules-based automation for bills
- Approval workflows for vendors
- Remittance advice for bills
- Sync bank feeds, expenses, and bills with Netsuite and Dynamics 365 Business Central
- HRIS platform integrations
- Single sign-on (Coming soon)
Accelerate
- Earn 3.49% on USD with Yield*
- Purchase orders and requests
- 3-way matching for goods receipts and invoices powered by AI
- Custom direct Spend API integration with ERP
- Centralized management of finances across global entities³ (up to 3 entities)
- Dedicated account manager
- Onboarding support
Starter
- Physical and virtual cards
- Accounts payable
- Real-time expense tracking
- Automated expense reports
- Accounting system integrations
- Chat support
- 1 vendor card
- Credit limit up to GBP 5,000*
Essential
- Reimbursements
- Mileage
- AI-powered spend guidelines
- Flexible card limits
- Up to 25 vendor cards
- Approval workflows
- Recurring vendor tracking
- Credit limit up to GBP 20,000*
Advanced
- Cashback*
- Advanced card controls
- Up to 100 vendor cards
- Budgets
- HRIS integrations
- Advanced approval workflows
- Credit limit up to GBP 250,000*
Business
- Multi-entity management
- Premium integrations**
- AI-powered expense review
- Advanced vendor management
- Cash management
- Spending insights
- Assisted onboarding
- Credit limit up to GBP 500,000*
Airwallex vs Pleo FAQ
- Which one is cheaper?
- Pleo is the cheaper option, starting at $9/mo vs $12/mo for Airwallex.
- Can I use either one for free?
- Airwallex has a free plan. Pleo doesn't — though they do offer a free trial.
- How do they charge?
- Both use a hybrid model, so the comparison is straightforward — it comes down to features and limits at each price point.
- Which one is a better deal?
- Depends on what you need. Airwallex: At $0 to $12/mo on paper, Airwallex looks like the budget-friendly option against pricier fintech platforms — but the undisclosed platform fee on Grow and the black-box Accelerate pricing suggest they're playing a different game: hook you with a low headline price, then monetize seriously once you're scaling. They're chasing growing SMBs and mid-market companies who'll outgrow the free tier fast but aren't sophisticated enough to negotiate hard on the platform fee. Pleo: Pleo sits mid-market — not the budget expense tool, not quite the enterprise-grade Brex/Ramp competitor either, especially with VAT excluded and the top tier hidden behind 'contact us' pricing. They're clearly chasing European SMBs and scale-ups who've outgrown spreadsheets but aren't ready for a heavyweight finance stack.
Still deciding? See the best Airwallex alternatives or the best Pleo alternatives, ranked with verified pricing.
Keep tabs on both.
We'll monitor pricing changes for Airwallex and Pleo and let you know when something moves. See how competitor pricing monitoring works.