Braintree vs Recurly Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
Standard
- Cards and third-party digital wallet transactions: For standard merchants — 2.89% + 0.29 USD
- Pass-through American Express transaction — 0.15 USD
- Presented in any non-USD currency — Additional 1%
- Customer card issued outside of the United States — Additional 1%
- Chargeback — 15.00 USD
- PayPal transactions — PayPal Merchant Fees
- Venmo transactions — 3.49% + 0.49 USD
- ACH direct debit: Per transaction fee when processed via standard ACH network processing schedule (max 5.00 USD) — 0.75%
- ACH direct debit: Per transaction fee when processed via same day ACH network processing window — 1.5% + 0.10 USD
- ACH direct debit: Returned by banking network — 5.00 USD
- ACH direct debit: Disputed by your customer as unauthorized — 5.00 USD
Charity
- Cards and third-party digital wallet transactions: For verified charitable 501(c)(3) organizations — 2.19% + 0.29 USD
- Pass-through American Express transaction — 0.15 USD
- Presented in any non-USD currency — Additional 1%
- Customer card issued outside of the United States — Additional 1%
- Chargeback — 15.00 USD
- PayPal transactions — PayPal Merchant Fees
- Venmo transactions — 3.49% + 0.49 USD
- ACH direct debit: Per transaction fee when processed via standard ACH network processing schedule (max 5.00 USD) — 0.75%
- ACH direct debit: Per transaction fee when processed via same day ACH network processing window — 1.5% + 0.10 USD
- ACH direct debit: Returned by banking network — 5.00 USD
- ACH direct debit: Disputed by your customer as unauthorized — 5.00 USD
Starter
- Automated global subscription billing
- Flexible plans and pricing
- Static churn-prevention tools
- 1 Dunning campaign
- 10+ payment methods
- 20+ payment gateways
All-Access
Popular- AI-Powered agents, analytics, insights
- Intelligent churn-prevention tools
- Multiple dunning campaigns
- Advanced plans, pricing, promotions
- Payments orchestration across multiple gateways
- Custom reporting, additional analytics, and automated exports
- Additional payment methods including ACH, gateways, and communications languages
- Multicurrency
- Single sign-on
All-Access for Shopify
- Intelligent churn-prevention tools
- Customized bundles
- Subscribe and save
- Prepaid and gift subscriptions
- Hybrid subscription support
- Cancel-save flows and surveys
- Self-serve bulk updater
- Analytics and integrations
- Hosted subscriber portal with passwordless login
Engage
- AI powered propensity to churn model
- 1-click billing integration
- Personalized offers
- Cancel save, upsell, cross sell capabilities
- AB testing
- Granular segmentation
- Low code prompt builder
- Advanced analytics
- Robust integrations
RevRec
- Automated contract modifications
- SSP automation
- Rules-driven allocations
- Real-time revenue insights & forecasting
- Automated monthly close
- Unified workbench
- Multi-GAAP compliance
- Immutable audit trail
- Multi-everything support
Braintree vs Recurly FAQ
- Which one is cheaper?
- One or both use custom pricing, so it depends on your specific needs.
- Can I use either one for free?
- Neither has a free plan. But Recurly offers a free trial.
- How do they charge?
- Different approach here. Braintree uses usage-based pricing, while Recurly goes with hybrid. That changes the math depending on your team size and usage.
- Which one is a better deal?
- Depends on what you need. Braintree: Braintree targets mid-market to enterprise merchants who've outgrown Stripe's standard rates and want negotiated pricing without moving to a full acquiring bank relationship. They're not the cheapest, but the custom rate structure means high-volume businesses can potentially undercut what they'd pay on Stripe's published rates. Recurly: This sits mid-to-premium in the subscription billing space — cheaper to start than enterprise players like Zuora, but the revenue-share model plus custom enterprise pricing on All-Access signals they're chasing mid-market and up, not scrappy startups. They're not competing on sticker price; they're betting that companies with real billing complexity will pay for reliability over cost.
Still deciding? See the best Braintree alternatives or the best Recurly alternatives, ranked with verified pricing.
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