Expensify vs Pleo Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
| Expensify pricing | Pleo pricing | |
|---|---|---|
| Starts at | $5/mo | $8/mo |
| Number of plans | 2 | 3 |
| Free plan | — | |
| Free trial | — | |
| Pricing model | per-seat | per-seat |
Price is one row. To weigh the features too, use our feature comparison template →
Collect
Popular- Receipt scanning
- Reimbursements
- Corporate card management
- Expense and travel approvals
- Travel booking and rules
- QuickBooks/Xero integrations
- Chat on expenses, reports, and rooms
- AI and human support
- Unlimited SmartScans
- Distance tracking
- Expense approvals
- Third-party card feeds and reconciliation
- Expense categories and tags
- ACH reimbursement
- QuickBooks Online and Xero
- Delegated access
- In-product reporting
- NetSuite, Sage Intacct, and QuickBooks Desktop
- Certinia, Workday, Gusto and Zenefits
- Multiple expense approvers
- SAML/SSO
- Admin-enforced controls
- Custom insights and reporting
- Budgeting
- Unlimited cards
- Smart Limits
- Up to 2% cash back*
- Virtual cards
- Save up to 50% on Expensify
- Unlimited travel bookings
- Flights, hotels, cars, and rail
- Customizable travel rules
- Unlimited group policies
- Integrated with expense rules
- Trip approvals
- 24/7 travel support line
- Travel reporting
- 24/7 realtime chat with humans
- AI-driven alerts
- Account executive
- Account manager
- Quarterly business reviews
- Expense and report-level commenting
- Customized chat rooms
- Employee DMs
- Detailed audit history
- Invoice/bill scanning
- Digital address for processing
- Automated payments
- Invoice chat rooms for collaboration
Control
- Multiple approval flows
- Custom expense rules
- ERP integration (NetSuite, Sage Intacct)
- HR integrations with Workday/Certinia
- SAML/SSO
- Custom insights and reporting
- Budgeting
- Unlimited SmartScans
- Distance tracking
- Expense approvals
- Third-party card feeds and reconciliation
- Expense categories and tags
- ACH reimbursement
- QuickBooks Online and Xero
- Delegated access
- In-product reporting
- NetSuite, Sage Intacct, and QuickBooks Desktop
- Certinia, Workday, Gusto and Zenefits
- Multiple expense approvers
- Admin-enforced controls
- Unlimited cards
- Smart Limits
- Up to 2% cash back*
- Virtual cards
- Save up to 50% on Expensify
- Unlimited travel bookings
- Flights, hotels, cars, and rail
- Customizable travel rules
- Unlimited group policies
- Integrated with expense rules
- Trip approvals
- 24/7 travel support line
- Travel reporting
- 24/7 realtime chat with humans
- AI-driven alerts
- Account executive
- Account manager
- Quarterly business reviews
- Expense and report-level commenting
- Customized chat rooms
- Employee DMs
- Detailed audit history
- Invoice/bill scanning
- Digital address for processing
- Automated payments
- Invoice chat rooms for collaboration
Start
- Physical and virtual cards
- Accounts payable
- Real-time expense tracking
- Automated expense reports
- Accounting system integrations
- Email support
- 1 vendor card
- Credit limit up to £5,000*
Build
- Reimbursements
- Mileage
- AI-powered spend guidelines
- Flexible card limits
- Up to 15 vendor cards
- Approval workflows
- Recurring vendor tracking
- Cash management
- Credit limit up to £20,000*
Optimise
Popular- Cashback*
- Up to 50 vendor cards
- Budgets
- HRIS integrations
- AI-powered expense review
- Spending insights
- Advanced vendor management
- Credit limit up to £100,000*
Expensify vs Pleo FAQ
- Which one is cheaper?
- Expensify starts lower at $5/mo, compared to $8/mo for Pleo.
- Can I use either one for free?
- Expensify has a free plan. Pleo doesn't — though they do offer a free trial.
- How do they charge?
- Both use a per-seat model, so the comparison is straightforward — it comes down to features and limits at each price point.
- Which one is a better deal?
- Depends on what you need. Expensify: At $5-9 per active user, they're undercutting Concur and Certinia significantly while sitting in the same ballpark as Ramp and Brex — but those are card-first products. Expensify is going after mid-market finance teams that want a dedicated expense tool without enterprise pricing. Pleo: Pleo sits in the low-to-mid range for spend management platforms, undercutting heavier enterprise players like Airbase or Ramp's more built-out tiers while still charging per seat, which can sting for larger headcounts. They're clearly chasing SMBs and mid-market finance teams who want card control without enterprise complexity or enterprise pricing.
Still deciding? See the best Expensify alternatives or the best Pleo alternatives, ranked with verified pricing.
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