Expensify vs Pulley Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
| Expensify pricing | Pulley pricing | |
|---|---|---|
| Starts at | $5/mo | Custom |
| Number of plans | 2 | 3 |
| Free plan | — | |
| Free trial | — | — |
| Pricing model | per-seat | hybrid |
Price is one row. To weigh the features too, use our feature comparison template →
Collect
Popular- Receipt scanning
- Reimbursements
- Corporate card management
- Expense and travel approvals
- Travel booking and rules
- QuickBooks/Xero integrations
- Chat on expenses, reports, and rooms
- AI and human support
- Unlimited SmartScans
- Distance tracking
- Expense approvals
- Third-party card feeds and reconciliation
- Expense categories and tags
- ACH reimbursement
- QuickBooks Online and Xero
- Delegated access
- In-product reporting
- NetSuite, Sage Intacct, and QuickBooks Desktop
- Certinia, Workday, Gusto and Zenefits
- Multiple expense approvers
- SAML/SSO
- Admin-enforced controls
- Custom insights and reporting
- Budgeting
- Unlimited cards
- Smart Limits
- Up to 2% cash back*
- Virtual cards
- Save up to 50% on Expensify
- Unlimited travel bookings
- Flights, hotels, cars, and rail
- Customizable travel rules
- Unlimited group policies
- Integrated with expense rules
- Trip approvals
- 24/7 travel support line
- Travel reporting
- 24/7 realtime chat with humans
- AI-driven alerts
- Account executive
- Account manager
- Quarterly business reviews
- Expense and report-level commenting
- Customized chat rooms
- Employee DMs
- Detailed audit history
- Invoice/bill scanning
- Digital address for processing
- Automated payments
- Invoice chat rooms for collaboration
Control
- Multiple approval flows
- Custom expense rules
- ERP integration (NetSuite, Sage Intacct)
- HR integrations with Workday/Certinia
- SAML/SSO
- Custom insights and reporting
- Budgeting
- Unlimited SmartScans
- Distance tracking
- Expense approvals
- Third-party card feeds and reconciliation
- Expense categories and tags
- ACH reimbursement
- QuickBooks Online and Xero
- Delegated access
- In-product reporting
- NetSuite, Sage Intacct, and QuickBooks Desktop
- Certinia, Workday, Gusto and Zenefits
- Multiple expense approvers
- Admin-enforced controls
- Unlimited cards
- Smart Limits
- Up to 2% cash back*
- Virtual cards
- Save up to 50% on Expensify
- Unlimited travel bookings
- Flights, hotels, cars, and rail
- Customizable travel rules
- Unlimited group policies
- Integrated with expense rules
- Trip approvals
- 24/7 travel support line
- Travel reporting
- 24/7 realtime chat with humans
- AI-driven alerts
- Account executive
- Account manager
- Quarterly business reviews
- Expense and report-level commenting
- Customized chat rooms
- Employee DMs
- Detailed audit history
- Invoice/bill scanning
- Digital address for processing
- Automated payments
- Invoice chat rooms for collaboration
Startup
- First 25 stakeholders included
- Cap table management
- Share certificates
- Send & sign templated SAFE, Option, and RSA agreements
- Fundraise modeler
- Interactive offer letters
- Communications Hub
- Concierge onboarding
Growth
Popular- First 40 stakeholders included
- 409A valuations
- Send and sign custom SAFE, Option, and RSA agreements
- Option exercises
- Rule 701
- Form 3921
- Board approvals
- HRIS integrations
Enterprise
- Stock-based Compensation Reporting (ASC 718)
- Custom reporting
- Managed Equity Administration Services
- Secondary liquidity solutions
Expensify vs Pulley FAQ
- Which one is cheaper?
- One or both use custom pricing, so it depends on your specific needs.
- Can I use either one for free?
- Expensify has a free plan. Pulley doesn't — you'll need to pay from day one.
- How do they charge?
- Different approach here. Expensify uses per-seat pricing, while Pulley goes with hybrid. That changes the math depending on your team size and usage.
- Which one is a better deal?
- Depends on what you need. Expensify: At $5-9 per active user, they're undercutting Concur and Certinia significantly while sitting in the same ballpark as Ramp and Brex — but those are card-first products. Expensify is going after mid-market finance teams that want a dedicated expense tool without enterprise pricing. Pulley: At $1,200/yr entry, Pulley slots into the budget-to-mid band of the cap table management space, undercutting premium incumbents like Carta while staying paid-only with no free tier to compete with the freemium crowd. It's clearly courting startup founders who want a modern, cheaper Carta alternative, though the 12/8/26 shutdown banner makes this more of a cautionary tale than a live competitive threat.
Still deciding? See the best Expensify alternatives or the best Pulley alternatives, ranked with verified pricing.
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