Expensify vs Soldo Pricing (2026)
How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.
Collect
Popular- Receipt scanning
- Reimbursements
- Corporate card management
- Expense and travel approvals
- Travel booking and rules
- QuickBooks/Xero integrations
- Chat on expenses, reports, and rooms
- AI and human support
- Unlimited SmartScans
- Distance tracking
- Expense approvals
- Third-party card feeds and reconciliation
- Expense categories and tags
- ACH reimbursement
- QuickBooks Online and Xero
- Delegated access
- In-product reporting
- NetSuite, Sage Intacct, and QuickBooks Desktop
- Certinia, Workday, Gusto and Zenefits
- Multiple expense approvers
- SAML/SSO
- Admin-enforced controls
- Custom insights and reporting
- Budgeting
- Unlimited cards
- Smart Limits
- Up to 2% cash back*
- Virtual cards
- Save up to 50% on Expensify
- Unlimited travel bookings
- Flights, hotels, cars, and rail
- Customizable travel rules
- Unlimited group policies
- Integrated with expense rules
- Trip approvals
- 24/7 travel support line
- Travel reporting
- 24/7 realtime chat with humans
- AI-driven alerts
- Account executive
- Account manager
- Quarterly business reviews
- Expense and report-level commenting
- Customized chat rooms
- Employee DMs
- Detailed audit history
- Invoice/bill scanning
- Digital address for processing
- Automated payments
- Invoice chat rooms for collaboration
Control
- Multiple approval flows
- Custom expense rules
- ERP integration (NetSuite, Sage Intacct)
- HR integrations with Workday/Certinia
- SAML/SSO
- Custom insights and reporting
- Budgeting
- Unlimited SmartScans
- Distance tracking
- Expense approvals
- Third-party card feeds and reconciliation
- Expense categories and tags
- ACH reimbursement
- QuickBooks Online and Xero
- Delegated access
- In-product reporting
- NetSuite, Sage Intacct, and QuickBooks Desktop
- Certinia, Workday, Gusto and Zenefits
- Multiple expense approvers
- Admin-enforced controls
- Unlimited cards
- Smart Limits
- Up to 2% cash back*
- Virtual cards
- Save up to 50% on Expensify
- Unlimited travel bookings
- Flights, hotels, cars, and rail
- Customizable travel rules
- Unlimited group policies
- Integrated with expense rules
- Trip approvals
- 24/7 travel support line
- Travel reporting
- 24/7 realtime chat with humans
- AI-driven alerts
- Account executive
- Account manager
- Quarterly business reviews
- Expense and report-level commenting
- Customized chat rooms
- Employee DMs
- Detailed audit history
- Invoice/bill scanning
- Digital address for processing
- Automated payments
- Invoice chat rooms for collaboration
Standard
- Set user permissions and manage roles
- Spend via Apple and Google Pay
- Capture receipts using the mobile app
- Connect to your accounting software
- Access support during business hours
- Main Wallet
- User Wallet
- Company Wallet
- Reserved Wallet
- Currency Support
- Auto-transfer Presets
- Move Transaction
- Funding Source Selection
- Multi-Entity Account Setup
- Groups
- Hierarchical Groups
- Resource Sets
- Advance User Profiles
- User Permissions
- Out-of-office Delegation
- Advanced Card Rules
- Card Rules Presets
- Expense Policies
- Request Pre-Approved Spend
- Request Funds
- Business Trips
- Bank Transfer Access
- Single-User Employee Card
- Multi-User Company Card
- Temporary Virtual Card
- Fuel Card
- Subscriptions and Online Ads Card
- Instant Card Issuance
- Apple and Google Pay Support
- Bank Transfers (Pay Someone)
- Transaction Attachments and Notes Capture
- Receipt Matching and Verification vis OCR
- Expense Review Workflow Builder
- Out-of-pocket Transactions
- Mileage Reimbursement
- Vehicles Management
- Standard Reminders
- Advanced Reminders
- Bulk Reimbursements via Bank Transfers
- Overview Dashboard
- Bank Statement
- Transaction Reports
- CO2e Tracker
- Expense Reports
- Expense Report Archiving
- Reimbursement Reports
- Magic Table Data Export
- Legge di Bilancio Report Enhancements
- Lists
- Expense Categories
- VAT Rate
- Split Transactions
- Split Transactions (multi VAT)
- Autotags
- Fuel Invoice Reconciliation
- Fuel Transactions – MCC
- Automatic Export to Accounting Systems
- Xero Integration
- QuickBooks Integration
- Sage Intacct Integration
- Exact Online Integration
- DATEV Integration
- NetSuite Integration
- Microsoft Dynamics 365
- ZTravel (Zucchetti) Integration
- SAP Concur Integration
- Digital Archiving
- Payroll CSV
- TravelPerk Integration
- Amazon Business Integration
- Single-Sign-On (SSO)
- HRIS Integration (Standard)
- HRIS Integration (Advanced)
- HRIS Integration (Bespoke)
- Sandbox
- Mastercard® Smart Data
- Custom Integrations
- Custom Template Export
- Soldo Business API
- Soldo Knowledge Base
- Live Chat, Email Support and Training Webinars
- Custom Reporting
- Assigned Customer Success Managers
- Tailored Training and Onboarding
Plus
- Create wallets for team budgets
- Manage multi-currency spending
- Automate receipt capture with OCR
- Integrate with Amazon Business account
- Export data using templates
- Additional support for setup
- Main Wallet
- User Wallet
- Company Wallet
- Reserved Wallet
- Currency Support
- Auto-transfer Presets
- Move Transaction
- Funding Source Selection
- Multi-Entity Account Setup
- Groups
- Hierarchical Groups
- Resource Sets
- Advance User Profiles
- User Permissions
- Out-of-office Delegation
- Advanced Card Rules
- Card Rules Presets
- Expense Policies
- Request Pre-Approved Spend
- Request Funds
- Business Trips
- Bank Transfer Access
- Single-User Employee Card
- Multi-User Company Card
- Temporary Virtual Card
- Fuel Card
- Subscriptions and Online Ads Card
- Instant Card Issuance
- Apple and Google Pay Support
- Bank Transfers (Pay Someone)
- Transaction Attachments and Notes Capture
- Receipt Matching and Verification vis OCR
- Expense Review Workflow Builder
- Out-of-pocket Transactions
- Mileage Reimbursement
- Vehicles Management
- Standard Reminders
- Advanced Reminders
- Bulk Reimbursements via Bank Transfers
- Overview Dashboard
- Bank Statement
- Transaction Reports
- CO2e Tracker
- Expense Reports
- Expense Report Archiving
- Reimbursement Reports
- Magic Table Data Export
- Legge di Bilancio Report Enhancements
- Lists
- Expense Categories
- VAT Rate
- Split Transactions
- Split Transactions (multi VAT)
- Autotags
- Fuel Invoice Reconciliation
- Fuel Transactions – MCC
- Automatic Export to Accounting Systems
- Xero Integration
- QuickBooks Integration
- Sage Intacct Integration
- Exact Online Integration
- DATEV Integration
- NetSuite Integration
- Microsoft Dynamics 365
- ZTravel (Zucchetti) Integration
- SAP Concur Integration
- Digital Archiving
- Payroll CSV
- TravelPerk Integration
- Amazon Business Integration
- Single-Sign-On (SSO)
- HRIS Integration (Standard)
- HRIS Integration (Advanced)
- HRIS Integration (Bespoke)
- Sandbox
- Mastercard® Smart Data
- Custom Integrations
- Custom Template Export
- Soldo Business API
- Soldo Knowledge Base
- Live Chat, Email Support and Training Webinars
- Custom Reporting
- Assigned Customer Success Managers
- Tailored Training and Onboarding
Unlimited
- Set role-based access and controls at scale
- Delegate bank transfers to colleagues
- Automate expense categorisation
- Build custom expense approval workflows
- Integrate with SAP Concur
- Integrate with 100+ software systems
- Receive tailored integration setup support
- Access to our Customer Success team
- Access to our Professional Services team
- Main Wallet
- User Wallet
- Company Wallet
- Reserved Wallet
- Currency Support
- Auto-transfer Presets
- Move Transaction
- Funding Source Selection
- Multi-Entity Account Setup
- Groups
- Hierarchical Groups
- Resource Sets
- Advance User Profiles
- User Permissions
- Out-of-office Delegation
- Advanced Card Rules
- Card Rules Presets
- Expense Policies
- Request Pre-Approved Spend
- Request Funds
- Business Trips
- Bank Transfer Access
- Single-User Employee Card
- Multi-User Company Card
- Temporary Virtual Card
- Fuel Card
- Subscriptions and Online Ads Card
- Instant Card Issuance
- Apple and Google Pay Support
- Bank Transfers (Pay Someone)
- Transaction Attachments and Notes Capture
- Receipt Matching and Verification vis OCR
- Expense Review Workflow Builder
- Out-of-pocket Transactions
- Mileage Reimbursement
- Vehicles Management
- Standard Reminders
- Advanced Reminders
- Bulk Reimbursements via Bank Transfers
- Overview Dashboard
- Bank Statement
- Transaction Reports
- CO2e Tracker
- Expense Reports
- Expense Report Archiving
- Reimbursement Reports
- Magic Table Data Export
- Legge di Bilancio Report Enhancements
- Lists
- Expense Categories
- VAT Rate
- Split Transactions
- Split Transactions (multi VAT)
- Autotags
- Fuel Invoice Reconciliation
- Fuel Transactions – MCC
- Automatic Export to Accounting Systems
- Xero Integration
- QuickBooks Integration
- Sage Intacct Integration
- Exact Online Integration
- DATEV Integration
- NetSuite Integration
- Microsoft Dynamics 365
- ZTravel (Zucchetti) Integration
- SAP Concur Integration
- Digital Archiving
- Payroll CSV
- TravelPerk Integration
- Amazon Business Integration
- Single-Sign-On (SSO)
- HRIS Integration (Standard)
- HRIS Integration (Advanced)
- HRIS Integration (Bespoke)
- Sandbox
- Mastercard® Smart Data
- Custom Integrations
- Custom Template Export
- Soldo Business API
- Soldo Knowledge Base
- Live Chat, Email Support and Training Webinars
- Custom Reporting
- Assigned Customer Success Managers
- Tailored Training and Onboarding
Expensify vs Soldo FAQ
- Which one is cheaper?
- Expensify starts lower at $5/mo, compared to $21/mo for Soldo.
- Can I use either one for free?
- Expensify has a free plan. Soldo doesn't — though they do offer a free trial.
- How do they charge?
- Both use a per-seat model, so the comparison is straightforward — it comes down to features and limits at each price point.
- Which one is a better deal?
- Depends on what you need. Expensify: At $5-9 per active user, they're undercutting Concur and Certinia significantly while sitting in the same ballpark as Ramp and Brex — but those are card-first products. Expensify is going after mid-market finance teams that want a dedicated expense tool without enterprise pricing. Soldo: Soldo sits in the mid-market of business spend management, competing with Pleo and Payhawk rather than undercutting them on price. They're not the cheapest option, but the per-card and per-transfer fees mean total cost can creep well above the headline seat price for active teams.
Still deciding? See the best Expensify alternatives or the best Soldo alternatives, ranked with verified pricing.
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