FreshBooks vs Invoice Ninja Pricing (2026)

How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.

FreshBooks Invoice Ninja
Starts at $23/mo $14/mo
Number of plans 4 4
Free plan
Free trial
Pricing model flat-rate hybrid

Lite

$23/mo
  • Send invoices to 5 clients
  • Track expenses in real time
  • Create and send estimates
  • Get paid with credit and debit cards, ACH bank transfer, Apple Pay, Google Pay, and Buy Now, Pay Later
  • Generate tax-time reports

Plus

Popular
$43/mo
  • Send invoices to 50 clients
  • Track expenses in real time
  • Create estimates, proposals, and client retainers
  • Get paid with credit and debit cards, ACH bank transfer, Apple Pay, Google Pay, and Buy Now, Pay Later
  • Generate tax-time reports
  • Run financial and accounting reports
  • Expense receipt scanning
  • Give your accountant access

Premium

$70/mo
  • Send invoices to unlimited clients
  • Track expenses in real time
  • Create estimates, proposals, and client retainers
  • Get paid with credit and debit cards, ACH bank transfer, Apple Pay, Google Pay, and Buy Now, Pay Later
  • Generate tax-time reports
  • Run financial and accounting reports
  • Bill receipt scanning with the ability to add line items
  • Give your accountant access
  • Check project profitability
  • Customize your email templates

Select

Custom
  • Send invoices to unlimited clients
  • Track expenses in real time
  • Create estimates, proposals, and client retainers
  • Access lower credit card transaction fees and capped bank transfer (ACH) fees
  • Generate tax-time reports
  • Run financial and accounting reports
  • Bill receipt scanning with automatic capture of multi-line items
  • Give your accountant access
  • Check project profitability
  • Customize email templates and remove FreshBooks branding
  • Import your data via Easy Switch
  • Gain access to dedicated phone support
  • Add 2 Team Member accounts for no extra charge

Free

$0/mo
  • 5 Clients + Unlimited Invoicing
  • 4 Professional Invoice Templates
  • Brand Invoices with Your Logo
  • Accept Payments Online with a Click
  • Auto-Billing & Recurring Invoices
  • Product & Inventory Management
  • Create Projects & Track Billable Time
  • Kanban Boards for Projects
  • Setup Vendors & Track Expenses
  • Client-Side Invoice & Payment Portal
  • Accept Deposits & Partial Payments
  • Real-time Invoice PDF Preview
  • Automatic Currency Conversions

Ninja Pro

Popular
$14/mo
  • Unlimited Clients & Invoices
  • Remove "Created by Invoice Ninja"
  • Email via Gmail, MSN & custom SMTP
  • Branded URL: YourSite.invoicing.co
  • 11 Professional Invoice Templates
  • Fully Customize Invoice Designs
  • API Integration with 3rd Party Apps
  • Auto Late-Payment Reminder Emails
  • Reports: Invoices, Expenses, P&L
  • Bulk Email Invoices & Quotes
  • Interlink 10 Companies with 1 Login
  • Auto Sales Tax Calculation (US States)
  • Client Group Settings

Enterprise

$18/mo
  • Add Account Users (up to 100!)
  • Set Access Permissions per User
  • Attach Files to Emails & Client Portal
  • Branded Portal: Billing.YourCompany.com
  • Bank Account Sync (Yodlee / GoCardless)
  • e-Invoicing & PEPPOL Network Access
  • 250 PEPPOL credits included
  • Lock Documents Until After Payment
  • Client & Vendor Document Upload

Premium Business

Custom
  • Developer Concierge
  • Direct Priority Support
  • Invoice Design Service
  • Feature Request Priority
  • Data Migration Assistance
  • Custom Reports Built for You

FreshBooks vs Invoice Ninja FAQ

Which one is cheaper?
Invoice Ninja is the cheaper option, starting at $14/mo vs $23/mo for FreshBooks.
Can I use either one for free?
Invoice Ninja has a free plan. FreshBooks doesn't — though they do offer a free trial.
How do they charge?
Different approach here. FreshBooks uses flat-rate pricing, while Invoice Ninja goes with hybrid. That changes the math depending on your team size and usage.
Which one is a better deal?
Depends on what you need. FreshBooks: Sitting mid-pack against QuickBooks and Xero, FreshBooks leans on the aggressive 90%-off-for-3-months hook to look cheap upfront, but the sticker prices are actually on the higher side once the promo expires. They're chasing freelancers and small agencies who want something simpler and friendlier than QuickBooks, not enterprises. Invoice Ninja: At $14-18/mo entry pricing with a genuinely usable free tier, Invoice Ninja undercuts most invoicing/accounting SaaS competitors that charge $25-50/mo just to get started. They're clearly playing the budget-conscious freelancer and small-agency card, not chasing enterprise accounts that want white-glove service — though the custom Premium tier is a hedge to not leave that money on the table.

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