Karbon vs Puzzle Pricing (2026)

How do these two stack up on price? Here's what each one costs, what you get, and where the value sits.

Karbon pricing Puzzle pricing
Starts at $79/mo $30/mo
Number of plans 3 4
Free plan — —
Free trial —
Pricing model per-seat flat-rate

Price is one row. To weigh the features too, use our feature comparison template →

Team

$79/mo
  • Integrated Email
  • Team Collaboration Tools
  • Workflow and To-Do Lists
  • Time Tracking & Budget Reporting
  • Billing
  • Payments
  • Engagements

Business

Popular
$99/mo
  • Automatic Client Reminders
  • Task Automation
  • Industry Integrations

Enterprise

Custom
  • Enterprise Platform
  • Dedicated Karbon Contact
  • Customization
  • Unlimited Usage Limits

Starter

$30/mo
  • AI Suite Included
  • 25 lifetime AI credits
  • Up to 98% auto-categorization
  • Auto-drafted financial statements
  • Cash & accrual books
  • Unlimited connections
  • 1-click tax report
  • CPA-approved Chart of Accounts templates

Core

$72/mo
  • AI Suite Included
  • 25 lifetime AI credits
  • Insights: Cash, Burn, Runway, Margin & more
  • Spend tracking and insights
  • Revenue tracking and insights
  • Variance analysis
  • Multi-entity (via Integration)
  • Advanced reporting
  • Custom chart of accounts

Complete

Popular
$120/mo
  • AI Suite Included
  • 100 AI credits / month
  • AI-powered accuracy review
  • AI-powered reconciliations
  • AI insights and analysis
  • Enhanced categorization
  • Categorize from your inbox
  • Classes, departments and projects
  • Revenue recognition
  • Priority support
  • Integrates with Stripe, Ramp, Mercury, Brex & more

Scale

$360/mo
  • AI Suite Included
  • 300 AI credits / month
  • Higher-volume accounting
  • Subledgers
  • No transaction limits
  • No integration limits
  • Backup and restore
  • Priority support
  • Dedicated onboarding and support

Karbon vs Puzzle FAQ

Which one is cheaper?
Puzzle is the cheaper option, starting at $30/mo vs $79/mo for Karbon.
Can I use either one for free?
Neither has a free plan. But Puzzle offers a free trial.
How do they charge?
Different approach here. Karbon uses per-seat pricing, while Puzzle goes with flat-rate. That changes the math depending on your team size and usage.
Which one is a better deal?
Depends on what you need. Karbon: This sits on the premium end for practice management software aimed at accounting and bookkeeping firms — most competitors either offer a free tier or a trial, and Karbon offers neither. They're clearly not chasing solo practitioners or freelancers; the 4-seat minimum signals they want established firms with real teams and budget. Puzzle: At $30-$360/mo flat, Puzzle sits mid-market — pricier than DIY tools like Wave or QuickBooks self-serve, but way cheaper than hiring a bookkeeping firm or an outsourced controller. They're clearly courting VC-backed startups that need investor-grade books without the cost of a full finance team.

Still deciding? See the best Karbon alternatives or the best Puzzle alternatives, ranked with verified pricing.

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