OnPay Pricing (2026)
It's a base-plus-per-worker setup: $49/mo gets you Payroll Essentials, then each add-on (HR, Time Tracking, Benefits, Compliance Resources, Live HR Support) stacks on as its own line item priced separately. There's no all-in-one tier — you're really building your own stack and paying for each module you bolt on.
- Payroll Essentials Popular
- $49/mo
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Payroll Essentials
Popular- Full-service payroll
- Unlimited pay runs
- Multi-state payroll
- Accuracy guarantee
- Accountant-friendly access
- Hiring and onboarding
- Team basics
- Integrations and insights
- Benefits administration
- Expert support
- White-glove setup
Does OnPay have a free plan?
No. OnPay lists no free plan or trial on its pricing page. Paid plans start at $49/mo.
Want free? 7shifts, Bonusly, and BreezyHR have free plans: see all OnPay alternatives →
AI Pricing Analysis
Pricing Model
It's a base-plus-per-worker setup: $49/mo gets you Payroll Essentials, then each add-on (HR, Time Tracking, Benefits, Compliance Resources, Live HR Support) stacks on as its own line item priced separately. There's no all-in-one tier — you're really building your own stack and paying for each module you bolt on.
Tier Strategy
There's only one real plan here, so 'tier strategy' is more about which add-ons you attach than which tier you pick. A solo payroll run works fine on Essentials alone, but the second you need time tracking, HR documentation, or compliance help, you're layering on paid modules rather than jumping to a 'Plus' tier.
Competitive Positioning
No free trial and no free plan puts OnPay firmly in commit-to-buy territory, which is unusual for SMB payroll where competitors often dangle a trial to hook you in. The bundling discounts suggest they know their à la carte pricing can look expensive stacked up against all-in-one competitors, so they're using bundle discounts to soften that sticker shock.
Growth Lever
Expansion comes from add-on attachment, not seat count or usage tiers — HR, Time Tracking, Compliance Resources, and Live HR Support are all separate paid layers on top of the base. The bundle discounts (e.g., save $24 base + $2/worker on the full stack) are clearly engineered to nudge customers from 'just payroll' into the full HR suite.
Want the strategist's read on the live page? Read the AI teardown of OnPay's pricing page →
OnPay Pricing FAQ
- How much does OnPay cost?
- Paid plans start at $49/mo.
- Is there a free plan?
- No free plan. You'll need to commit to a paid plan to get started.
- Can I try it before paying?
- Not at the moment. There's no free trial or free plan listed on their pricing page.
- How does the pricing work?
- It's a base-plus-per-worker setup: $49/mo gets you Payroll Essentials, then each add-on (HR, Time Tracking, Benefits, Compliance Resources, Live HR Support) stacks on as its own line item priced separately. There's no all-in-one tier — you're really building your own stack and paying for each module you bolt on.
- Is there a discount for annual billing?
- Save $9 base + $2/worker with Payroll + Time Tracking + HR bundle.
- Which plan makes sense for me?
- There's only one real plan here, so 'tier strategy' is more about which add-ons you attach than which tier you pick. A solo payroll run works fine on Essentials alone, but the second you need time tracking, HR documentation, or compliance help, you're layering on paid modules rather than jumping to a 'Plus' tier.
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Comparing OnPay to something specific? Try OnPay vs 15Five, OnPay vs 360Learning, or OnPay vs 7shifts. Or see the best OnPay alternatives, ranked.
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