How much does OnPay cost?

Paid plans start at $15/mo, going up to $49/mo for larger teams.

Is there a free plan?

No free plan. You'll need to commit to a paid plan to get started.

Can I try it before paying?

Not at the moment. There's no free trial or free plan listed on their pricing page.

OnPay Pricing (2026)

It's a base-plus-add-on structure: $49/mo gets you the Payroll Essentials core, then HR stacks on top at $15/mo, with further bolt-ons like Compliance Resources ($10) and Live HR Support ($75) layered onto that. So the real value metric is 'how much of the HR stack do you want to bolt onto payroll,' not a per-seat or per-employee charge like most competitors.

From $15/mo 2 plans hybrid

HR: $15/mo
Payroll Essentials Popular: $49/mo

Verified Jul 27, 2026 Official pricing page

Screenshot of OnPay's pricing page showing its plans and prices — Their pricing page, captured Jul 27, 2026

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HR

$15/mo

PTO dashboard and management
Onboarding workflows and eSignatures
Employee directory and org charts
Documents and records management
Equipment and software provisioning
HR insights and engagement

Payroll Essentials

Popular

$49/mo

Full-service payroll
Hiring and onboarding
Team basics
Integrations and insights
Benefits admin
Expert support

AI Pricing Analysis

Pricing Model

Tier Strategy

There isn't really a tiered ladder here — it's one payroll plan with modular HR add-ons, so the 'upgrade' isn't moving up a tier, it's deciding whether you need HR support layered onto payroll. Teams start with just payroll and add HR, then Compliance Resources, then Live HR Support as their people-ops needs get more complex than a spreadsheet can handle.

Competitive Positioning

At $49 base, OnPay lands mid-market — cheaper than Gusto and Rippling's higher tiers but not competing on rock-bottom price like some payroll-only tools. The a la carte HR add-ons suggest they're chasing small businesses that want to pay only for what they use rather than getting locked into a bundled all-in-one HR suite.

Growth Lever

The real paywall is HR functionality itself — payroll alone doesn't get you HR support, compliance help, or live assistance, so expansion comes from stacking modules rather than adding seats or hitting usage caps. It's a feature-gated upsell path: basic payroll customers get nudged toward HR, then toward paid human support when they realize self-serve HR tools aren't enough.

OnPay Pricing FAQ

How much does OnPay cost?: Paid plans start at $15/mo, going up to $49/mo for larger teams.
Is there a free plan?: No free plan. You'll need to commit to a paid plan to get started.
Can I try it before paying?: Not at the moment. There's no free trial or free plan listed on their pricing page.
How does the pricing work?: It's a base-plus-add-on structure: $49/mo gets you the Payroll Essentials core, then HR stacks on top at $15/mo, with further bolt-ons like Compliance Resources ($10) and Live HR Support ($75) layered onto that. So the real value metric is 'how much of the HR stack do you want to bolt onto payroll,' not a per-seat or per-employee charge like most competitors.
Which plan makes sense for me?: There isn't really a tiered ladder here — it's one payroll plan with modular HR add-ons, so the 'upgrade' isn't moving up a tier, it's deciding whether you need HR support layered onto payroll. Teams start with just payroll and add HR, then Compliance Resources, then Live HR Support as their people-ops needs get more complex than a spreadsheet can handle.

More HR pricing

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